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Archive for the ‘Business’ Category

Question by matt c: What small business loans are available for national guardsman?
Looking to start a towing business and I am in search of start up funds. My brother in-law is in the national guard and would be willing to get the Business loan for me due to my credit being fairly low. Are their any special Small business loans available for people in the military, or would we be better going through a traditional bank? Any help is appreciated.

Best answer:

Answer by Henry
Go to http://www.score.org/ and in the upper left hand corner, enter your zip code. On the next screen, you will get information on the nearest SCORE chapter. Call them and arrange for a free meeting with a volunteer SCORE counselor. They will guide you through the process.

SCORE is a nonprofit association dedicated to entrepreneur education and the formation, growth and success of small business nationwide and is a resource partner with the U.S. Small Business Administration (SBA).

SCORE has 350 chapters in locations throughout the United States and its territories, with 13,000 volunteers nationwide. Both working and retired executives and business owners donate time and expertise as business counselors.

What do you think? Answer below!

by Rev. Xanatos Satanicos Bombasticos (ClintJCL)

If you have a new business and are thinking of the best ways to manage your money, then maybe you should consider getting a new business credit card for your company needs. If you have a credit card for your business, it makes money management and purchase monitoring so much easier for your accounting purposes. This may mean that you will have to make extra precautions on paying bills on time and choosing the right trustworthy employees to use them, but in the end the advantage will be that you will have better records.

Having a new business card has several advantages. First, itemization of expenses is done automatically by the credit card company which makes monitoring easy for you. Second, you can prevent mixing personal and business money by using the credit card for purely business expenses.

Third, this is a good way to manage the expenses of the business and to control the purchasing that your employees will do for you.

Because of the transactions records that will come to your business regularly from the credit card company, expenses are easily traceable and accountable. Fourth, getting a business card will also help your business build up its credit history and credibility as an entity.

By creating and maintaining a good credit history for your company, you can be sure that banks will be more than willing to extend your business a good loan at low interest when that time approaches. Fifth, by availing of a company credit or store card, you can be guaranteed that many banks and companies will give you great deals and rewards whenever you use your card to purchase supplies and equipment.

www.Rex.SBCAlliance.com – Does your business need a cash infusion? In thhis time of the Credit Crunch, entrepreneurs are finding Business Credit Cards to be the answer.

PenFed Mobile App

Pentagon Federal Credit Union~~You are on the go and you need to check your account balance, find ATMs and branches, transfers funds, or check the latest rates with PenFed. PenFed’s mobile application is a fastest and simplest way to manage your accounts with PenFed when you are away from your computer. With PenFed Mobile you can: Check the balances of your PenFed accountsCheck the latest PenFed rates on auto loans, mortgages, credit cards, and deposit accountView PenFed special offersUse our loan calculator to see how much you would savePay your credit card billSee recent transactionsMake one time transfers or schedule future and recurring transfersFind PenFed Branches and ATMsGet maps and directions to ATMs and branches near your current locationFind fee-free and other ATMs near your locationSecurityYour accounts are protected by 128-bit SSL encryptionThere is no personal information stored on your device

Price: $ 0.00
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Question by cindasl: What is the difference between personal credit cards and business credit cards?
I have a few personal credit cards and I want to consolidate them. I also am self-employed, but I dont’ have a business credit card; although I get LOTS of ads for them in the mail. I’ve always wondered, what is the difference? Are there different rules or fees? Can you only use them for business purchases? Do you have to spend a certain amount to keep them?

Any advice appreciated…

Best answer:

Answer by SCHLANGEMANN
The fees and spending limits for one thing and business credit cards are usually associated with a business and not a given individual, but a business credit card will be tied to the business owner for credit purposes. Business Amex has an annual fee that must be paid and pretty high interest charges, so it’s not a card for everyday use.

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Some cool Business Credit Cards images:

Credit Cards


Image by Andres Rueda

Gold metal business card


Image by Photasia
18kt gold business card by PureMetalCards.com

iLoanAdvisor

Victor Gomez~~With this application you can calculate loans based on total amount of the good you’re buying and the down payment you have to make, in order to calculate the monthly payments according to the rate you specified.After enter the details of your loan, press the “Calculate” button and voil?!

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